In the U.S., the Apple Card provides a high-yield Savings account that outpaces the interest rates of typical bank savings accounts, though its annual percentage yield (APY) dropped this week from 3.90% to 3.75%.

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	Forwarded this email? Subscribe here for more Apple Card high-yield Savings APY drops from 3.90% to 3.75% MacDailyNews Mar 26   READ IN APP   In the U.S., the Apple Card provides a high-yield Savings account that outpaces the interest rates of typical bank savings accounts, though its annual percentage yield (APY) dropped this week from 3.90% to 3.75%. Introduced in April 2023 through a partnership with Goldman Sachs, this account is accessible via the iPhone’s Wallet app, featuring no fees, no minimum deposit, and no minimum balance requirements. Eligibility requires an Apple Card, U.S. residency, and a minimum age of 18. Apple Card holders can earn interest on their Daily Cash cashback, as well as on funds transferred from a linked bank account or Apple Cash balance. The account’s maximum limit recently increased to $1 million from $250,000. Initially launched with a 4.15% APY, the rate has varied, often tracking shifts in the U.S. Federal Reserve’s benchmark rate. It hit a high of 4.5% in early 2024, with the current 3.75% marking its lowest point yet. MacDailyNews Note: To set up an account in Apple’s Wallet app, tap your Apple Card, hit the three-dot circle, select Daily Cash, and choose Set Up next to Savings. ‎ Please help support MacDailyNews — and enjoy subscriber-only articles, comments, chat, and more — by subscribing to our Substack: macdailynews.substack.com. Thank you! Support MacDailyNews at no extra cost to you by using this link to shop at Amazon. The post Apple Card high-yield Savings APY drops from 3.90% to 3.75% appeared first on MacDailyNews. Invite your friends and earn rewards If you enjoy MacDailyNews, share it with your friends and earn rewards when they subscribe. Invite Friends   Like Comment Restack   © 2025 MacDailyNews 548 Market Street PMB 72296, San Francisco, CA 94104 Unsubscribe